Home Insurance Discounts

We are happy to provide a complete explanation of these discounts, as all discounts are subject to underwriting criteria and differ by insurance company.

New Home Discount

A new home discount may apply depending upon the age of your home.

Mature Citizen Discount

Age discounts apply to mature policy holders and vary by insurer.

Home Security Discount

A discount may apply to any location that has dead-bolts on outside doors, smoke alarms and fire extinguishers.

Local Audible Alarm Discount

A discount may apply to any location that has a local audible alarm and is not connected to a monitoring station.

Central Station Alarms

A discount may apply to any location if an alarm is centrally monitored for both fire and burglary on a 24-hour basis, and a copy of the installation certificate is supplied.

Multi-Line Discount

A discount may apply to your property policy if you also insure your auto policy with TW Insurance Brokers, provided you have no more than one chargeable loss on any one policy in the past three years.

Claims Free Discount

A discount may apply if there have been no claims for the past three years.

Mortgage Free Discount

A discount may apply to all homeowners that are lien or mortgage free.

Loyalty Discount

A discount may apply to policies which are continuously in force.

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