Auto Insurance Discounts

We are happy to provide a complete explanation of these discounts, as all discounts are subject to underwriting criteria and differ by insurance company.

Anti-Theft Discount

A discount may apply to the comprehensive or specified perils portion of your premium if you have a non-standard, professionally installed electronic anti-theft device wired to the ignition of your car.

Satellite Monitoring System Discount

A discount may apply to the comprehensive or specified perils portion of your premium if you have a non-standard, professionally installed satellite monitoring system in your vehicle.

Farmers Discount

This discount may be offered upon referral of details to the company.

Renewal Loyalty Discount

A progressive discount may apply at renewal, as long as the policy remains continuously in force.

New Business Loyalty Discount

A progressive discount may apply to your new business policy if you have been continuously insured with your immediate prior insurer.

Age Discount

Age discounts apply to mature policy holders and vary by insurer.

Multi-Line Policy Discount

A discount may apply to all automobiles if you insure your property with TW Insurance Brokers.

Multi-Vehicle Discount

A discount may apply to your automobile policy if you insure more than one automobile with TW Insurance Brokers.

Short Commute Discount

A discount may apply if you have a short commute to work, typically within 8 km.

Student Discount

A discount may apply to an occasional operator(s) while they are attending college or university.

Keep us informed

Given that auto insurance premiums are influenced by a number of factors, we recommend you call TW Insurance Brokers to review your policy if your situation changes. You may qualify for a lower rate if, for example, there's a change in the distance you commute to work or if you are on a maternity or parental leave.

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