TW Insurance – Home & Car Insurance in Lethbridge
Looking for car or home insurance in Lethbridge? Get a quote with TW Insurance! When you get a quote for car or home insurance, you’ll also receive a $20 e-gift card of your choice. Get a quote now!
Working with a broker is the best way to make sure you’re getting the best rate possible – in Alberta, drivers pay the third highest premiums in Canada for car insurance, so it pays to shop around!1
As the commercial, financial, transportation and industrial centre of southern Alberta, Lethbridge is a thriving city. Lethbridge is the home to both Lethbridge College and the University of Lethbridge and more than 130 parks where residents can soak in the beauty of nature.
It doesn’t matter if you’re driving around Lethbridge to get to work, attend school, visit family and friends or enjoy all Lethbridge has to offer – TW Insurance brokers has got your back!
Get a quote today! When you get a quote for car or home insurance, you’ll also receive a $20 e-gift card of your choice. Get an online quote now or call a TW Insurance broker at 1-833-494-0075!
Have questions about Lethbridge car or home insurance? We’ve got answers!
Frequently Asked Questions (FAQ)
How can I find the best car insurance rate in Lethbridge?
The best way to make sure you’re getting a good car insurance rate is to work with a broker! Instead of wasting your time filling out multiple quoters and calling different companies, a broker will do the work for you.
As our brokers are also insurance experts, they can help answer any questions you have about a policy and give recommendations about the coverage that’s right for you.
Why can car insurance rates vary between companies?
Different insurers decide to insure different risks, and all have unique formulas for calculating what your rate should be. That’s why no one insurer can claim that they have the lowest rates in all circumstances.
What is the difference between liability insurance, collision insurance and comprehensive insurance?
There are multiple types of car insurance that you can purchase.
Liability insurance covers any damage or injury your car causes to other people or vehicles. In Alberta, you are legally required to carry at least $200,000 of third-party liability and accidents benefits coverage.2
Collision and comprehensive insurance are optional but recommended. Collision insurance covers the cost of repairing or replacing your own car if you are in an accident.
Comprehensive insurance pays for damage to your car as a result of vandalism, theft or a natural disaster. Both coverages will protect the investment you’ve made in purchasing and maintaining your car.
Do I really need insurance if I live in an apartment?
Tenant insurance is not legally required, but it’s a wise purchase to make. If a fire damaged everything you owned and you didn’t have a tenant insurance policy, you’d have to replace all of those items yourself. Having a tenant insurance policy helps protect the investment you’ve made, should you experience a loss.
How much home insurance do I need?
The amount of coverage you should purchase depends on the value of your house or condo as well as your belongings. It’s recommended that your policy covers the replacement cost of your home and your belongings. If you’re not sure how much your belongings are worth, it’s a good idea to make a home inventory list where you keep track of the value of your possessions, including furniture, electronics, instruments, jewelry, sporting equipment, clothing and more.
If you’re not sure how much home insurance coverage you need, your broker can help you determine what amount of coverage makes sense for you.
When my child goes to university or college, do I need additional insurance for their belongings?
If your child is still your dependent and they are temporarily living away from home, your home insurance policy will still cover their belongings while they’re at school.
Ready to get a quote for car or home insurance in Lethbridge? When you do, you’ll also receive a $20 e-gift card of your choice. Get an online quote now or call a TW Insurance broker at 1-833-494-0075!
1. Canada Drives
2. Automobile Insurance Rate Board Alberta