Covid-19 Policy Change Request

First Name*:

Last Name*:

Email*:

Phone number:

( ) -

Policy Number*:

Postal code*:

Number Of Drivers in Household*:

Option 1: Adjusting the use of your vehicle

If you are using your vehicle less due to COVID-19, your policy can be temporarily adjusted to reflect this. The rate of reduction for this change is up to 15 per cent and the adjustment will reverse automatically once stay-at-home mandates have been lifted (discount and timing may vary per insurance carrier).

Yes, please adjust the use of my vehicle.
No, I still use my vehicle to commute to work.

Once you begin driving to work again or your driving habits change, you would be required to contact us to amend your vehicle use.

Option 2: Suspension Of Road Coverage
Premium Savings Expected : up to 75% based on current coverage

If you are not using your vehicle at all, there are options for removing road coverages from one or more of your vehicles. While this will translate to more savings, it means you will not be able to drive your vehicle for any reason. This will still provide coverage for comprehensive claims such as a fire, theft and vandalism and will provide you with accident benefit coverages should you be injured as a pedestrian or in a third-party accident. Suspension of coverage will remove road coverage and will not allow you to drive your vehicle. IMPORTANT: If your vehicle is leased, you will have to provide written authorization from the lessor permitting the removal of road coverage on your policy.¹

Yes, I do not drive my vehicle during the COVID-19 isolation period, and I confirm that my vehicle is not leased. Please remove all road coverage²
No, I still need occasional use of my vehicle (e.g. groceries, appointments, emergencies)

Once you begin driving to work again, you would be required to contact us to amend your vehicle use back or to add road coverage back to the vehicle that has been reduced to comprehensive coverages only.

¹ You may send us an e-mail at inquiries@twinsurance.ca with an attachment from your lessor authorizing the change in vehicle coverage.
² By making this change, I understand that I will receive no liability or collision coverage if my vehicle is involved in a traffic collision.

Once received, a member of our team will contact you when the updates have been completed or if further information is required.

I Agree*:
I agree to contact you when my vehicle usage changes again