Skip Navigation

News and Tips

XGender Car Insurance: Find the right policy at a fair price

Insurance companies have always used gender to help calculate how much Canadian drivers pay. If you’re non-binary, learn how selecting gender X can impact your insurance rates.


Bike insurance 101: Protecting yourself and your ride this cycling season

Summer is just around the corner, and many Canadians are gearing up to dust off their bicycles and hit the trails, streets, and boardwalks. Find out what types of coverage is available and how you can stay safe when riding your bike this season.
 


Alberta wildfires – TW is here to help

Wildfires are dangerous and are becoming more common across Alberta. If an evacuation is ordered for your region, finding the right information will keep you safe. Luckily, TW is here to help, and following these tips will help protect your family and home. 


Sharing the road with wildlife: Tips for avoiding collisions with animals

Did you know there are 4 to 8 large animal vehicle collisions every hour in Canada? As the the temperature rises and animals start moving around more, it’s important to learn how to reduce your risk of getting into an accident with an animal, what you can do to keep yourself and your passengers safer if you can’t avoid a collision with wildlife, and how it can impact your auto insurance.


Protect Yourself During Motorcycle Safety Awareness Month and Year-Round

Whether you’re one of over 72,000 Canadians who bought a new motorcycle in 2021 or have owned your bike for years, safety is always a priority. Learn what you can do to protect yourself on the road during Motorcycle Safety Awareness Month and year-round.


Does home insurance cover dog bites?

Getting a dog is exciting, but it also comes with a lot of responsibility. Even with the best training, it can be hard to predict or control their actions all the time. If your dog bites someone, hurts another dog or damages someone’s property, will your insurance cover the damage?


Global disruptions leading to insurance claim delays and rate increases across Canada

Why is there such a wait for new cars? What is causing my property insurance rate to increase? How come it’s taking so long get new parts and materials?

Learn more about how the global supply chain disruptions are affecting the Canadian home and auto industry, and your insurance.


The benefits of being outside

Spending time outside can help reduce stress and boost energy, but did you know it can also help strengthen your bones and teeth? Find out why you should skip the coffee and spend time soaking up the fresh air and natural sunlight instead.


Affordable places to live in Canada: From Saguenay to Saint John

Looking to buy a home or find a rental that won't break the bank? Learn about some of Canada’s cheapest places to live right now. Plus, find out what factors you should consider when choosing a new place to call home.


Cannabis and driving: The risks and consequences of driving impaired

Don’t drive impaired! It's a common misbelief that consuming cannabis is safer than drinking if you’re planning on driving. Discover a few of the most common myths about cannabis and driving — and the truth about them.

 


6 reasons you should plan an RV vacation in the spring

Spring is a great time to hit the road and explore in your RV. From fresh air and sunshine to lighter crowds, here are some reasons you should plan a spring RV vacation.


How to protect yourself from restoration fraud

It’s important to recognize the signs of restoration fraud, so you never end up paying out of pocket for fraudulent charges.


How to protect yourself against staged collisions and auto insurance fraud scams

Be alert to these warning-signs of a staged collision. They could save you from becoming a victim of insurance fraud.


Is that covered? Find out if you need to insure your expensive gifts

Did you know that your valuables are covered by your property insurance, up to a point? Here’s what to do if you receive an expensive gift this year.


Personalize your ride: A guide to vanity license plates in Canada

Getting rejected isn't fun. Learn the dos and don’ts of vanity license plates and whether they can affect your insurance. Plus, find out what vanity license plates were rejected in 2022.


TikTok car stealing challenge: What you need to know

An alarming new trend has been gaining popularity on TikTok and resulted in a spike in vehicle thefts across the U.S. What does this mean for vehicles in Canada and how can you protect yourself? Here’s what you need to know.


Car theft is a huge industry. Is your vehicle a target?

In Canada over 80,000 vehicles are stolen every year, either for parts or resale. If you’re in the market for a new car or truck, you’ll want to know what made the list of top stolen cars in Canada.


Hosting a holiday party? Celebrate safely with these tips

Planning a gathering is hard work. Celebrate safely this year with these holiday hosting tips.


Theft of this car part is on the rise in Canada – is your vehicle an easy target?

Canada has seen an alarming rise in the theft of catalytic converters, particularly since the start of the pandemic. Is your vehicle a likely target? Here’s what you can do help protect yourself.


10 tips for safe holiday shopping

Shopping for the holidays can be a lot of fun but not if you fall victim to a scam or theft. These tips will help keep you and your gifts safe this holiday, whether you’re shopping in-store or online.


5 things you should always do before you leave on vacation

Whether you’re new to travelling or go on holiday often, remember to do these five things before you leave. Every time!


Why are used vehicles selling with more kilometres on them?

As the demand for used vehicles hits record highs, Canadians are spending more and settling for higher kilometres. It’s not all bad news though.


Safety tips for backyard bonfires

Fires are a great way to extend the season and entertain friends and family outdoors well into the fall. If you are planning an outdoor fire, whether it’s a campfire, bonfire, cooking fire, or even a controlled burn in a chimenea, it’ important to put safety first. Follow these tips to help you have a safe backyard bonfire.


5 common driving violations and how to avoid them

Worried you may have picked up some bad driving habits over the years? As a refresher, here are some of the most common driving violations and how to avoid them. 


Prevent sewage from back-flowing into your home with these 5 tips

While there are many reasons that sewer back-ups can happen, including heavy rains, blockages and aging sewer systems, there are a few things you can do to prevent it before it becomes a problem. Follow the steps below to protect your home against water damage from sewer overflow.


How to protect your family from deadly, invisible gases

Radon and carbon monoxide are poisonous gases that are odourless, colourless and tasteless, making them threats to the safety of your home. By following the steps below and taking the proper precautions, you can help protect your home and family from these deadly gases. 


Underground pipes: Could yours be leaking?

It’s important to keep an eye out for signs of these pipes leaking in the spring, so that you don’t end up with a burst pipe and a lot of property damage on your hands. Here are a few tips to help you spot the signs of a leaky underground pipe.


Protect yourself from keyless auto thefts

Keyless entry is among the rising trends in the latest automotive technologies, providing a quick and responsive way to start your vehicle with one central device. With the rising incidents of theft, have you ever wondered if your vehicle is at risk?


Renovations that you should call your insurance broker about

With so many pieces in motion – getting contractor quotes, shopping for material or meeting with designers – talking to your insurance broker may be an afterthought. Learn what renovations you should call your insurance broker about.




What’s included in your mandatory insurance coverage

In Alberta every driver is required to purchase an insurance policy that includes Liability coverage and Accident Benefits. We’ve included everything you need to know about what’s included in your mandatory coverages.


Will a speed camera ticket impact my insurance rates?

Have you received a speed camera ticket? Read more to see if a speed camera can impact your insurance rates.


I’m moving: what should I do about my home insurance policy?

Take a look at the moving and home insurance frequently asked questions below so that you can look forward to making memories in your new home, confident that you have the coverage you need.


Myth buster: Repairing your car after a collision

If it’s your first time submitting a claim or navigating the repair process, it can seem like a daunting task. We’re here to provide some helpful tips and debunk some of the myths surrounding car repairs.


Leasing vs. buying a car: What’s best for me?

Both leasing and buying have their benefits and drawbacks, so we’ve outlined some of the key factors to consider when leasing or buying your next vehicle.


Misinterpreted home and property insurance terms

Insurance can be complicated, but understanding these common insurance terms will go a long way in helping you understand your insurance needs and coverage


Before, during, and after: driving through a Canadian blizzard

Whether you’re a new driver or a seasoned veteran, take some practical precautions before, during, and after each winter drive or road trip to make sure you (and your vehicle) arrive safe and sound.


Condo Insurance Questions

We've compiled some of the most common condo insurance questions we receive to help you understand your coverage.


In-house auto & property claims service makes a difference for our members

There are many variables in your daily life that you may not be able to control but when the unexpected happens to you on the road or at home, know that the Curo claims team will have your back.


6 Winter Activities for the Outdoor Enthusiast

One of the many things that makes Canada such a great place to live is its array of beautiful natural landscapes and the outdoor activities that they offer.


How to maintain a vehicle you don’t drive often

Don’t let your car sit collecting dust — follow these steps to maintain your car and keep it ready to hit the road.


How to Save Money on Your Home and Auto Insurance

There are a number of factors than can reduce the cost of your insurance, some of which could save you hundreds of dollars.


5 steps to building the perfect backyard oasis

Whether you’re adding or renovating a fence, patio, swimming pool, deck or landscaping, crafting your own personal backyard oasis can be an exciting project. Before you start, here are a few tips to keep in mind to make your project run smoothly.


Myth buster: The truth about tenant insurance

Are you staying in a rental property? Learn more about tenant insurance when it comes to claiming damages done by your pets, what items get covered and how to choose your policy.


Keep your boat safe and protected with these winter storage tips

Winter can be harsh on a boat, and if you want to get out on the water next spring without any unwelcome surprises, it’s important to store it properly. Not only will cold water and ice cause expensive damage, improperly storing your boat can also leave it vulnerable to theft or damage from a storm. 


6 tips to extend your RV season into winter

Just because winter is here doesn’t mean that you have to park your RV! The winter season brings a new set of fun outdoor activities that can be enjoyed while camping with your RV. Follow these steps to make sure you’re prepared for winter RV camping.
 


8 tips for safe summer boating

Before taking your boat out on the water, review these safety tips to help keep you and your passengers safe this summer season.


4 ways to protect your car from vandalism and theft

Worried about car theft or vandalism? Here are 4 tips that can help you protect your car and deter thieves.


Planning ahead for comfort and warmth at home

To make sure you stay warm in the winter, it’s best to start preparing for colder weather in the fall. Learn how you can prepare your home so that you stay comfortable and warm all winter long.


4 ways to help prevent a house fire

During the COVID-19 pandemic, fire-related home insurance claims have been on the rise. Keep your family and belongings safe by reviewing these tips to help prevent a fire from starting in your home.


Warning signs to watch out for when buying a used car

Buying a used car is a major purchase and you’ll want to make sure the vehicle is in good shape before you purchase it. Here are some warning signs to look out for that can indicate the vehicle is in poor condition.


How does a car accident impact my insurance rates?

Do you know how long an accident will impact your insurance premiums, and how accident forgiveness coverage can help? Learn more. 


Mythbuster: The truth about electric cars

Are you considering buying an electric car, but not sure if it’s right for you? Learn the truth behind common electric vehicle myths.


FAQ: Insuring RVs, trailers, boats, ATVs and more

Get ready for summer fun with your RV, motorhome, trailer, boat or ATV by making sure you have the insurance you need! Learn more and get a quote for leisure product insurance.


7 tips for planning a successful RV vacation

Thinking about taking your family on an RV camping vacation? Here’s what you need to know to plan your trip.


Planning a road trip through Canada

Canada is known worldwide for its natural beauty. With rolling hills, sparkling blue waters, boreal forests, natural parks and mountain peaks, Canada really has it all. As vaccinations roll out across the country and domestic travel restrictions lift, it's a great time to explore all that Canada has to offer.


Home delivery risks and how you can prevent them

Are you doing more online shopping these days? Learn more about how you can prevent risks associated with home deliveries, such as package theft, property damage and liability.


If I’m not at fault in a car accident, do I have to pay my deductible?

Not sure when you have to pay your deductible? Learn more about when you might not have to pay your deductible if you’re not at fault for a car accident. 


Don’t make these five common renovation mistakes!

Don’t risk getting scammed by a dishonest contractor or letting your home or office renovation get out of hand! Avoid these five common renovation mistakes.


How to build a home gym on a budget

Staying in shape at home? Learn how to create an effective workout space on a budget.
 


How growing or using recreational marijuana may impact your home insurance

Have questions about how using or growing cannabis in your home can impact your home insurance policy? Learn what you need to know as a cannabis user.


6 safety tips to prevent fire or flooding in your kitchen

Fires and floods caused by appliances in the kitchen can result in costly damage and disrupt your life. Prevent a fire or flood in your kitchen by following these safety tips. 


Access your insurance information, anytime, anywhere with the TW Insurance app

Use the TW Insurance app to access your policy information anywhere and anytime! Download it from your app store today.


Not sure what to do if you get into a car accident? Follow these 5 steps

Don't be at a loss if you get into a car accident! Review these steps of what to do in a car accident so you're ready to jump into action if the time comes.


How to help your new car hold its value

The value of your brand-new car drops as soon as you drive it off the lot. Learn more about how you can protect the investment of a new vehicle purchase and what factors impact its value.


Myth buster: The truth about working with an insurance broker

Never worked with an insurance broker? Learn more about the perks of using a broker to shop for home and auto insurance by reading the truth behind these common myths.


Protect your identity by avoiding these common scams

Scammers are coming up with new ways trick people out of their money and personal information, even taking advantage of the COVID-19 pandemic. Learn how you can spot the latest scams and protect your identity.


How to safeguard your home against severe winds

With severe weather becoming more frequent across Canada, it’s important to be prepared for anything! Learn how to protect your home from severe wind.


Do you know how much your belongings are worth?

Knowing how much your belongings are worth is crucial when buying condominium or tenant’s insurance. Make sure the contents of your home are covered with these tips. 


Distracted driving: 6 tips to help you eliminate distractions and focus on the road

Distracted driving is the leading cause of death on our roads! Learn how to block out distractions with these tips.


How a dash cam can help you save on car insurance

With dash cams becoming more of a trend, you might wonder if it’s worth installing one on your car. Read on to learn how dash cams can help you pay less for car insurance.


How brake dust from your vehicle can impact your health

Did you know that brake dust can damage your health? Learn more about the hazards of brake dust and how you can help reduce the amount of brake dust in the air.


Protecting your privacy when using electronic pink slips

Concerned about privacy when presenting an electronic pink slip to a police officer on our phone? Learn more about your rights and responsibilities when using an electronic pink slip.


Leaking toilet? How a small leak can cost you upwards of $100,000

A small toilet leak can lead to big costs of up to $100,000! Learn how you can prevent damage from a leaky toilet in your home.


Move over: How to safely respond to emergency vehicles while driving

Not sure what to do when you see an emergency vehicle approaching with its lights on? Remember these five simple steps of how to respond and help emergency vehicles reach their destination quickly.


Selling your home? How to make a good first impression

It only takes seconds for people to form a first impression—if you’re selling your home, you’ll want to make sure it’s a good one! Learn five tips that will help you increase your home’s curb appeal.


Ways to save: 7 home insurance discounts you may be eligible for

There are many ways to save on your insurance premium! Find out if you’re eligible for these seven home insurance discounts.


Can I drive after consuming cannabis?

Many Canadians underestimate how long they should wait to drive after consuming cannabis. Learn more about cannabis laws in Canada and how you can use cannabis responsibly.


Why you need to tell your insurer if you install a roof rack or make other car modifications

Thinking about adding a roof rack or other modification to your vehicle? Don’t forget to inform your insurer before making any changes! Learn more.


Essential tips to keep our streets safe

Keeping our streets safe is everyone’s responsibility. Whether you’re a driver or a pedestrian, brush up on road safety with these tips—learn more.


Water damage: What you need to know

Preventing water damage is important to protect the integrity of your home and of your family's health. Learn more about the dangers and risks of water damage.


8 identity theft prevention tips all online shoppers need to know

Whether you’re already a seasoned cybershopper, or are still debating making your first online purchase, these eight identity theft prevention tips can help you to keep your personal information safe when shopping online. 


10 items you need in your car emergency kit

With these 10 essential items in your car, you’ll be prepared for any storm winter sends your way. Find out what should be in your car emergency kit. 


Mythbuster: Wavering on that extra waiver offered by the rental car company?

Should you purchase the daily insurance provided by a car rental company? Read to learn what coverage you should consider when renting a car.


COVID-19: We’re here to help!

As the situation with COVID-19 keeps evolving, TW Insurance Brokers continues to work closely with its stakeholders and partners to make proactive decisions that are grounded in care for its customers and employees. Learn more.


Water leak detectors: Are they worth it?

Should you install a water leak detector? Learn more about how a water leak detector can help you prevent water damage.


Why Ford trucks are the most stolen vehicles in Canada

Find out why Ford trucks are the most stolen vehicle in Canada — and how you can protect your car or truck from being stolen.