Drivers are rewarded with savings for their good driving record and experience. For many companies, drivers are classified by awarding “stars” based on experience. For example, after six years of claims-free driving experience, you likely have a six-star driving record.
If you are a top-rated driver, you may be eligible to protect your star-rated driving record in the event of an at-fault loss for an additional premium. With the Driving Record Protector, even if you are deemed to be at-fault in a future accident, your driving record and claims-free rating will remain unchanged. As far as your insurance is concerned, it's like the accident never happened — your premiums will not increase!*
* Certain restrictions apply.