Skip Navigation

Home & Car Insurance in Fort McMurray

Get a fast online quote:

or call 1-833-494-0075

TW Insurance – Home & Car Insurance in Fort McMurray


Looking for the best rates on Fort McMurray car and home insurance? Get a quote with TW Insurance! When you get a quote for car or home insurance, you’ll also receive a $20 e-gift card of your choice. Get a quote now!

Sitting at the confluence of the Athabasca and Clearwater Rivers, Fort McMurray has grown from a small fur trading post to the heart of Canadian oil production. Part of the Regional Municipality of Wood Buffalo, the urban service area of Fort McMurray has a lot to offer its residents. 

Whether you live in Abasand Heights, Gregoire, Lower Townsite, Thickwood, Beacon Hill, Timberlea, Wood Buffalo or Dickinsfield, you can save on car and home insurance with TW. We’re here to help you save on insurance, so you have more to spend on what matters to you. 

Of all drivers in Canada, Albertans pay the third highest rates for car insurance.1 That’s why as a driver or home owner in Fort McMurray, it pays to work with an insurance brokerage like TW Insurance! At TW, we will shop around for quotes on your behalf and find you the right coverage for the best rate. 

While getting the best rate on car and home insurance is important, it’s also critical to not sacrifice quality service and coverage for a cheap rate. Highway 63 is a notoriously dangerous highway, so it’s important to make sure that you have good coverage in case anything should happen. TW Insurance Brokers will help you make sure you’re getting a good rate while also getting the essential coverage you need. Whether you’re on your way to work, cheer on the Fort McMurray Giants or the Oil Barons, attend Keyano College, or get fit at MacDonald Island Park, you can be confident knowing that TW Insurance brokers has got you covered. 

Get a quote today! When you get a quote for car or home insurance, you’ll also receive a $20 e-gift card of your choice. Get an online quote now or call a TW Insurance broker at 1-833-494-0075

Looking for answers to your Fort McMurray car or home insurance questions? Look no further!

Frequently Asked Questions (FAQ)

What are the benefits of shopping around for car insurance?

Each car insurance company will decide which risks they will insure and for what price, so rates can differ between different companies for the same person. This also means that no one company can claim to have the cheapest rates for all drivers. That’s why it pays to compare quotes and find the right fit for your needs.  

What value does an insurance broker offer?

Why waste time filling out multiple quoters and shopping for insurance when you can get an insurance broker to do it for you? At TW Insurance Brokers, we research multiple quotes for car and home insurance for you and help you find the coverage you need for the best price. We can also answer any questions you have about a policy or coverage and give you professional advice before you buy. 

Additionally, you can rest assured that our brokers are working for you, not commission! A TW Insurance broker will only recommend coverage that you need. 

In Fort McMurray, what factors influence my car insurance rates?

Your insurer calculates your unique car insurance rate based on a variety of factors. These factors can include what type of car you own, your address, your driving record, your age and your history of making insurance claims. For example, an experienced driver with a clean driving record will usually pay lower rates than an inexperienced driver who has recently caused an accident. 

How can I get a discount on my car insurance?

When you work with a TW Insurance broker, we will help you make sure you’re getting all the discounts that you are eligible for. A few common discounts are a collision free discount if your driving record is clean, a conviction free discount if you haven’t earned any demerit points, a driving school discount if you’re a new driver and pass a driving school course recognized by your insurer or a winter tires discount for having snow tires installed during the winter. Ask your TW insurance broker which discounts you qualify for.

Am I legally required to have car insurance in Fort McMurray?

Yes. Canadian law requires that vehicles must have a minimum amount of insurance. In Alberta, you need to have at least $200,000 of third-party liability and accident benefits coverage.

However, most drivers in Fort McMurray have more coverage than just the bare minimum – in fact, over 98% of Albertan drivers are insured for at least $1,000,000 of third-party liability coverage.2  Car repairs aren’t cheap though, so many drivers also purchase collision and comprehensive coverage to help repair their car if it’s damaged by a collision, falling objects, a fire, a natural disaster or vandalism. 

What does my home insurance policy cover?

Your home is a place where you feel safe and secure, so it’s important to know that your home and belongings are protected. If something should happen to damage your home or personal items, your home insurance will help cover the costs, whether you’re insuring a house, condo, cabin, secondary home or contents of your apartment. Home insurance also protects you if someone gets injured while on your property.

Am I legally required to have home insurance in Fort McMurray?

No, having home insurance is not legally required. However, if you’re applying for a mortgage, your mortgage lender will likely list home insurance as a condition of the mortgage. If you rent an apartment or house, your lease may require that you have renter’s insurance to protect the value of your belongings.

Are there benefits to bundling car and home insurance?

Yes! Bundling is an easy way to make sure you’re getting the best car and home insurance rates possible, as most insurers will give you a sizeable discount for bundling both policies together. It also makes your life easier because you only have one insurer to call if you have any claims or questions about either policy. If you have questions about bundling, call a TW Insurance broker today. 

Does TW Insure recreational vehicles?

Yes! To insure your recreational vehicles, you will need to buy recreational vehicle insurance. This insurance is available for all kinds of vehicles, including quads, ATVs, side-by-sides, fifth-wheels, RVs, motorhomes, trailers, campers, dirt bikes, off-road motorcycles, Seadoos and Jet-Skis. When you add on recreational vehicle insurance to an existing home or auto insurance policy, you may be eligible for a discount!

Ready to get a quote for car or home insurance in Fort McMurray? When you do, you’ll also receive a $20 e-gift card of your choice. Get an online quote now or call a TW Insurance broker at 1-833-494-0075!

1.    Canada Drives
2.    Automobile Insurance Rate Board Alberta


TW offers car and home insurance across Alberta!